Slowdown for New Car Sales

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In this post, Maryann Keller, Principal of MK&A, explains why new car sales are slowing down. Maryann states: “Since 2012, a combination of low interest rates, loan maturities (sometimes up to 84 months or longer), subvented leases, and a willingness by lenders to provide favorable finance terms to subprime borrowers propelled new and used car demand to new records.”

You can read Maryann’s post by clicking the link below:
https://www.linkedin.com/pulse/slowdown-new-car-sales-maryann-keller

New White Paper Explores the Dealer Value Proposition for Credit Unions…

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In this post, Jeremy Alicandri, Managing Director at MK&A, explains how credit unions can increase their relevance in indirect auto lending.

You can view Jeremy’s post by clicking the link below:
https://www.cudirect.com/blog/new-white-paper-explores-dealer-value-proposition-reveals-opportunities-increase-relevance-credit-union-indirect-auto-lending/

 

Photo Credit: CU Direct.

GM Rightfully Dismisses Greenlight’s Financial Engineering Scheme

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In this post, Maryann Keller, Principal of MK&A, explains why a plan to split GM’s stock into two distinct classes doesn’t make sense. Maryann explains: “Splitting the stock into two components as described by Greenlight does not in any way change the underlying nature of GM’s business.  All of the risks are still present – and the future growth is somewhat restricted by the very nature of this industry.”

 

You can view Maryann’s post by clicking the link below:

https://www.linkedin.com/pulse/gm-rightfully-dismisses-greenlights-financial-scheme-maryann-keller

 

Photo Credit: Bloomberg.

What’s Behind Slowing Car Sales and Stalled (Auto) Stock Prices

In this post, Maryann Keller, Principal of MK&A, explains that new car sales, auto lending originations, and used car values are facing numerous hurdles. Maryann explains: “there are elements of a perfect storm brewing in the vehicle market. No one should be surprised by the recent decline in the seasonally adjusted selling rate as lenders make prudent decisions with respect to whom and on what terms they will extend automotive credit.”

You can view Maryann’s post by clicking the link below:

https://www.linkedin.com/pulse/whats-behind-slowing-car-sales-stalled-auto-stock-prices-keller

Photo Credit: USA Today.

Selling Opel: Common Sense Prevails at General Motors.

In this post, Maryann Keller, Principal of MK&A, rationalizes why GM’s consideration to sell its Opel unit is both pragmatic and overdue. Maryann explains that Europe suffers from “excess capacity, tough regulations, and high fixed labor costs.” She further adds that “the auto industry is in the process of redefining ‘what is a car’ as well as the purpose of automakers in the car’s evolutionary future. This paradigm shift will require automakers to seek significant capital to fund future acquisitions and investments.”
You can view Maryann’s post by clicking the link below:
https://www.linkedin.com/pulse/selling-opel-common-sense-prevails-general-motors-maryann-keller

 

*Photo Credit: Photographer: Krisztian Bocsi/Bloomberg via Getty Images

Opinion: Musk’s Facts Are Wrong Regarding the Termination of the NUMMI Joint Venture

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In this post, Maryann Keller, Principal of MK&A, addresses remarks made by Tesla’s CEO, Elon Musk. In her post, Maryann explains that UAW workers were not responsible for a California-based assembly plant’s closure, and the closure was caused by other factors.
You can view Maryann’s post by clicking the link below:

 

https://www.linkedin.com/pulse/musks-facts-wrong-regarding-termination-nummi-joint-venture-keller

 

Photo Credit: Getty.

Ford Upends Traditional OEM Behavior By Canceling Additional Capacity

In this post, Maryann Keller, Principal of MK&A, discusses Ford’s decision to cancel their proposed plant in Mexico. In her post, Maryann explains that Ford may have too much manufacturing capacity, and that other automakers should also reconsider their capacity limits as the industry faces major changes ahead.

You can view Maryann’s post by clicking the link below:

https://www.linkedin.com/pulse/ford-upends-traditional-oem-behavior-canceling-capacity-keller

 

Photo Credit: Courier Journal.

Is In-Car Electronic Technology Depreciating Faster than the Car Itself?

In this post, Maryann Keller, Principal of MK&A, explores the resale value of technology that is being added to today’s cars. In her post, Maryann cites examples of current resale trends, and offers advice for the future.

You can view Maryann’s post by clicking the link below:

https://www.linkedin.com/pulse/in-car-electronic-technology-depreciating-faster-than-maryann-keller

Who Owns the Cars? The Billion Dollar Problem with Autonomous Taxis

In this post, Maryann Keller, Principal of MK&A, explains the economic challenges associated with autonomous ride-sharing. In her post, she explains as a board member of a large rental car company, she witnessed the challenges of maintaining and managing a large fleet of depreciating vehicles.

You can view the post by clicking the link below:

https://www.linkedin.com/pulse/who-owns-cars-move-autonomous-vehicle-ride-sharing-maryann-keller

*Photo Credit: LA Times.

OPINION: Can Smart(er) Cars Make Humans Dumb(er)?

In this opinion post, Ken Elias, Partner at MK&A, explores some of the complex issues affecting self-driving technology from the perspective of an instrument-rated private pilot. He compares aviation accidents, including the Asiana 777 crash, with a misunderstanding of automation technologies. You can read Ken’s post by clicking the link below:

https://www.linkedin.com/pulse/can-smarter-cars-make-humans-dumber-maryann-keller

Related Article:
AAA Warns of Misconceptions Regarding Automatic Braking Systems: http://www.wsj.com/articles/aaa-warns-of-misconceptions-regarding-automatic-braking-systems-1472050582